Walmart Cash Back vs. Credit Card Rewards: Which Saves You More?

Walmart Cash Back vs. Credit Card Rewards: Which Saves You More?

Want to keep more money in your wallet when shopping at Walmart? You can save in two ways at once! You can double your savings by using RebatesMe for cash back AND paying with a rewards credit card. RebatesMe now offers up to 6% cash back on Walmart purchases, which means significant savings for savvy shoppers.

IMPORTANT: Cash back rates may change! The RebatesMe cash back rate mentioned (up to 6%) is for NEW users as of the time of writing. Rates can change daily based on current promotions. Check the RebatesMe website for the most up-to-date offers before shopping to see what rate applies to your account. 

Getting Cash Back at Walmart

Walmart gives you several ways to save:

• Ask for cash back at the register when you pay with your debit card
• Use Walmart Pay on your phone for special deals
• Join Walmart+ for $98 a year to get free delivery and special savings
• Get the Walmart credit card that gives 5% back when you shop online

But here's the secret: RebatesMe offers a whopping 6% cash back on Walmart shopping - that's more than Walmart's own card!

How Credit Cards Add Even More Savings

Your credit card can add another layer of savings:

• Regular cash back cards give you 1-2% back on everything you buy
• Some cards give extra cash back on things like food or gas
• Travel cards turn your spending into free trips

The best plan? Use RebatesMe for 6% cash back AND pay with a rewards credit card!

See How Much You Can Save

Look at how much a family might save in a year:

Wow! If you spend about $825 at Walmart each month, using both RebatesMe and a 2% cash back credit card could save you almost $800 a year.

Find Out Your Savings

Want to know how much YOU could save? It's easy:

1. Add up how much you spend at Walmart each month
2. Multiply by 0.06 to see your RebatesMe savings
3. Multiply by your credit card's cash back rate (like 0.02 for 2%)
4. Add these two numbers to see your total monthly savings
5. Multiply by 12 to see your yearly savings

For example: If you spend $500 at Walmart monthly, you'd get $30 from RebatesMe (500 × 0.06) plus $10 from your credit card (500 × 0.02). That's $40 each month, or $480 for the year!

Smart Shopping Tips for Different Items

Food and Daily Needs

• Use RebatesMe's 6% cash back for online grocery orders
• Pay with a credit card that gives extra points on food
• Think about joining Walmart+ if you shop there a lot

Big Items Like TVs and Computers

• Check if RebatesMe's 6% is better than your credit card's warranty
• Buy during sales when you might get even more cash back
• Look for extra savings from the maker of the item

Shopping Online vs. In-Store

• Shopping through RebatesMe online usually gives more cash back
• In-store shopping lets you get cash back right away with your debit card
• Walmart pickup gives you online savings but you don't have to wait for shipping

Easy Steps to Save More

1. Always start at RebatesMe before shopping at Walmart to get your 6% cash back
2. Pay with your best rewards card for that type of purchase
3. Watch for special deals from both Walmart and your credit card
4. Mark your calendar for when to collect your cash back
5. Check if your credit card has a yearly fee – make sure your savings are more than the fee

The Winning Plan for Walmart Savings

To get the most cash back:

1. Go to RebatesMe first to get your 6% back
2. Pay with the credit card that gives you the most rewards
3. Look for special deals during holidays
4. Do this every time you shop

Using RebatesMe's big 6% cash back AND your rewards credit card, you can save hundreds of dollars yearly at Walmart without changing what you buy. It's like getting paid to shop!

Remember: The best way to save is the one you'll use. Even if you start small, begin today to keep more of your hard-earned money when shopping at Walmart.